Terms and Conditions

This website is owned and maintained by Go Smart Mortgages Limited. Please read these website terms and conditions carefully before continuing to use or browse this website. By accessing and using this website, you are deemed to have accepted these terms and conditions and agreed to be bound by them. Go Smart Mortgages Limited reserves the right to change or modify the website terms and conditions at any time, without giving prior notice. Any changes will take effect once posted on this website.

You must not use this website for any unlawful purpose.

1. About this Website

The information provided on this website does not constitute regulated financial advice to retail clients. It is not intended as a substitute for professional advice. You should seek appropriate financial advice from a qualified professional tailored to your individual circumstances.

2. Disclosure of Important Information

The Important Information links at the bottom of this website contain vital details. We strongly recommend you read this information before selecting your financial adviser.

3. No Warranties

While every effort is made to ensure the information on this website is accurate and up-to-date, Go Smart Mortgages Limited makes no representations or warranties, express or implied, about the reliability, completeness, or suitability of the website or the products and services mentioned. Information on this website may change at any time and may not always be current or complete.

Any historical data or performance referenced on this website may not be indicative of future performance. Users are solely responsible for actions taken based on the information provided here.

4. No Liability

To the fullest extent permitted by law, Go Smart Mortgages Limited, its directors, contractors, business associates, consultants, and staff disclaim all liability and responsibility for any actions taken or not taken based on the information on this website. These disclaimers do not limit your rights under the Consumer Guarantees Act 1993 or other applicable statutes.

5. NZ Jurisdiction

This website’s content is governed by New Zealand law and is intended for users within New Zealand. Go Smart Mortgages Limited does not guarantee compliance with the laws of other countries. By accessing this website, you agree to the exclusive jurisdiction of New Zealand courts.

6. Virus Protection

Although Go Smart Mortgages Limited regularly updates its virus protection measures, it does not guarantee the website is free of viruses or bugs. Users are responsible for implementing their own security checks to protect their systems.

7. Linked Websites

This website may contain links to external sites that are not controlled by Go Smart Mortgages Limited. Responsibility for the content and privacy practices of these linked websites lies solely with their owners. These links do not imply sponsorship or endorsement by Go Smart Mortgages Limited.

8. Website Availability

Efforts are made to ensure this website runs smoothly. However, Go Smart Mortgages Limited is not responsible for any temporary unavailability due to maintenance or technical issues beyond its control.

9. Calculators

Any calculators provided on this website are for illustrative purposes only and do not account for individual financial circumstances. Results from these tools are not an offer of finance and should not replace professional financial advice.

10. Intellectual Property

All content on this website is the intellectual property of Go Smart Mortgages Limited, unless otherwise noted. You may download material for personal use only.

11. Cookies

By using this website, you consent to Go Smart Mortgages Limited using cookies to collect data, such as visit frequency and user behaviour. Most browsers allow users to block or delete cookies if desired.